题目：“Unawareness of Unhealthiness, Information Provision and Health Insurance Participation among the Elderly.”with Mi Luo

主讲人：黄炜

讲座时间：2019年12月16日下午14：00-15：30

讲座地点：经管院A208

主办单位：经济学系

讲座主要内容：People may be unaware of their unhealthiness thus make sub-optimal decisions in insurance participation. Using national representative samples of the elderly in the US and China, we find that unawareness of unhealthiness is a salient issue among the seniors in both countries, especially those with lower education and poorer health, and is significantly associated with less insurance participation. More importantly, sound evidence from regression discontinuity design (RDD) shows that updated health information provision through physical examination leads to higher insurance participation among those who are unaware of unhealthiness; but no significant evidence suggests that health insurance provision improves individual awareness of health problems. These findings highlight an important role of health information in insurance participation and help to explain the phenomena such as insufficient participation among poor people and advantageous selection in health insurance.

主讲人简介：黄炜，新加坡国立大学校长特聘助理教授，美国国家经济研究局（NBER）博士后研究员。哈佛大学经济学博士学位，北京大学经济学硕士和物理学学士。他的研究领域是公共经济学，劳动经济学和卫生经济学。他的研究成果已发表在Review of Economic and Statistics, Journal of Labor Economics, American Economic Journal: Applied Economics, Nature, Journal of Economic Perspectives,管理世界等国内外期刊。2018年起，他担任Economics of Transition的联合主编。